Capitol City Realty Team
Company600 Congress Ave, Austin, TX 78701
Cost of living in Austin, TX
Cost of living breakdown for Austin, TX.
- Overall index
- 120
- Rent
- 130
- Home price
- 140
- Utilities
- 105
Map preview
Austin, TX
Latitude: 30.2672
Longitude: -97.7431
Cost breakdown by category
100 represents the estimated US average. Values are illustrative and intended for comparison only.
| Category | Index | Notes |
|---|---|---|
| Overall | 120 | Blended index across major categories |
| Rent | 130 | Typical monthly rent for comparable housing |
| Home price | 140 | Estimated purchase prices |
| Utilities | 105 | Electricity, gas, water, basic internet |
| Groceries | 110 | Everyday food and household items |
| Transportation | 110 | Gas, transit passes, basic car costs |
| Healthcare | 108 | Routine care and insurance estimates |
Budget estimator
Estimate monthly costs in Austin, TX using the overall index of 120.
Estimated monthly cost
$4,680
Remaining amount
$2,320
Local real estate pros in Austin
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Use this as a planning baseline
Local pricing can shift fast. Verify current listings, tax rates, and neighborhood conditions before final decisions.
Frequently asked questions
What does the overall cost-of-living index for Austin mean?
An index of 120 means costs in Austin are approximately 20% higher than the US average baseline of 100.
How should I use rent and home price indices in Austin?
Use these numbers as directional planning inputs, then verify with live listings and local professionals.
Are these numbers a quote or financial advice?
No. These are educational estimates and should be paired with current market research.
Compare Austin with other U.S. cities
Austin vs San FranciscoAustin vs Los AngelesAustin vs San DiegoAustin vs DallasAustin vs HoustonAustin vs New YorkAustin vs BuffaloAustin vs MiamiAustin vs OrlandoAustin vs SeattleAustin vs SpokaneAustin vs DenverAustin vs BoulderAustin vs ChicagoAustin vs AtlantaAustin vs PhoenixAustin vs TucsonAustin vs BostonAustin vs Cambridge
Cost of Living Analysis: Austin, TX
Austin features a calculated overall cost-of-living index of 120, which is 20% above the U.S. baseline. Category cost indexes include rental housing at 130 (30% above the U.S. baseline), median home prices at 140 (40% above the U.S. baseline), utilities at 105 (5% above the U.S. baseline), groceries at 110 (10% above the U.S. baseline), public/private transit at 110 (10% above the U.S. baseline), and local healthcare services at 108 (8% above the U.S. baseline).