Cost of Living: Chicago, IL vs San Francisco, CA
Analyzing index metrics between Chicago and San Francisco relative to the US average baseline (100). San Francisco is estimated to be 70% more expensive overall than Chicago. Rental housing in San Francisco runs about 77% higher than in Chicago.
Side-by-Side Index Breakdown
| Index Category | Chicago, IL | San Francisco, CA | Difference for San Francisco |
|---|---|---|---|
| Overall Cost of Living | 120 | 190 | +58% |
| Rent Index | 130 | 230 | +77% |
| Home Price Index | 135 | 260 | +93% |
| Utilities | 105 | 120 | +14% |
| Groceries | 110 | 140 | +27% |
| Transportation | 118 | 150 | +27% |
| Healthcare | 112 | 125 | +12% |
Chicago, IL
Read a complete breakdown of rent distributions, home pricing indexes, utility rates, and local services in Chicago.
San Francisco, CA
Read a complete breakdown of rent distributions, home pricing indexes, utility rates, and local services in San Francisco.
Planning a move between these cities?
Cost of living indexes provide a directional guide, but real rent rates, local tax regulations, and commute patterns fluctuate by neighborhood.
Connect with a local RentX network professional to request current rental listings, real estate market guides, and personalized transition assistance.
Cost of Living Comparison: Chicago, IL vs San Francisco, CA
This side-by-side cost-of-living comparison analyzes the financial differences between Chicago, IL (overall index 120) and San Francisco, CA (overall index 190). San Francisco, CA is estimated to be 70% more expensive overall than Chicago, IL. Use this data to plan your monthly budget and compare housing, transit, utility, and grocery expenses.