Cost of Living: San Francisco, CA vs Phoenix, AZ
Analyzing index metrics between San Francisco and Phoenix relative to the US average baseline (100). San Francisco is estimated to be 82% more expensive overall than Phoenix. Rental housing in Phoenix runs about 52% lower than in San Francisco.
Side-by-Side Index Breakdown
| Index Category | San Francisco, CA | Phoenix, AZ | Difference for Phoenix |
|---|---|---|---|
| Overall Cost of Living | 190 | 108 | -43% |
| Rent Index | 230 | 110 | -52% |
| Home Price Index | 260 | 118 | -55% |
| Utilities | 120 | 103 | -14% |
| Groceries | 140 | 104 | -26% |
| Transportation | 150 | 106 | -29% |
| Healthcare | 125 | 103 | -18% |
San Francisco, CA
Read a complete breakdown of rent distributions, home pricing indexes, utility rates, and local services in San Francisco.
Phoenix, AZ
Read a complete breakdown of rent distributions, home pricing indexes, utility rates, and local services in Phoenix.
Planning a move between these cities?
Cost of living indexes provide a directional guide, but real rent rates, local tax regulations, and commute patterns fluctuate by neighborhood.
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Cost of Living Comparison: San Francisco, CA vs Phoenix, AZ
This side-by-side cost-of-living comparison analyzes the financial differences between San Francisco, CA (overall index 190) and Phoenix, AZ (overall index 108). San Francisco, CA is estimated to be 82% more expensive overall than Phoenix, AZ. Use this data to plan your monthly budget and compare housing, transit, utility, and grocery expenses.